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Frequently asked questions
Everything about how The Deletion Machine works, what it costs, and what to expect. Can't find your answer? Contact us.
About the software
What is The Deletion Machine? +
The Deletion Machine is DIY, web-based credit repair software from BCR Consulting. It reads your three credit reports, flags every negative item, and auto-drafts a dispute letter for each one, so you can challenge inaccurate, outdated, or unverifiable information yourself.
Does it fix my credit for me? +
No. It is a tool you operate yourself. BCR Consulting does not dispute anything on your behalf. You review, print, and mail your own letters and stay in full control of the process.
What is it built on? +
It is built on the professional Credit Money Machine Web engine, the same platform used by credit professionals, packaged for personal DIY use.
Do I need any experience? +
No. The software automates the tedious parts, reading the report, sorting the items, and writing the letters, so you do not need to know the dispute process by heart.
Buying, license & payment
How much does it cost? +
One payment of $297.
Is this a subscription? +
No. Your $297 includes a full 2-year license with no monthly fees.
What happens after two years? +
Your purchase covers full access for two years. Reach out to us near the end of your term and we will go over your options with you.
How do I pay? +
Checkout is handled securely through PayPal. You can pay with a credit or debit card even if you do not have a PayPal account.
What if I cannot pay the full $297 today? +
Yes. At checkout you can choose PayPal Pay Later and split the $297 into four interest-free payments of about $74 each, paid over six weeks. You get full access to the software right away — PayPal pays us up front.
Approval and terms are handled by PayPal, and you will see the option on the checkout screen alongside card payment.
Approval and terms are handled by PayPal, and you will see the option on the checkout screen alongside card payment.
How do I get access after I buy? +
You will receive an email with your login and a quick-start guide so you can import your reports right away.
Is there a money-back guarantee? +
Yes. There is a 30-day money-back guarantee. If it is not the right fit, email us within 30 days of purchase for a full refund.
Getting started
Do I need to install anything? +
No. It runs in any modern web browser, so there is nothing to download or install.
How do I get my credit reports into the software? +
Two ways, and the first one is free. You can enter your negative items yourself — most people have five or six accounts they want to dispute, and typing them in takes a few minutes.
Or connect a credit monitoring service and the software imports every derogatory item from all three bureaus in one click. That is the convenience. The real reason to do it is what happens next month: pull a fresh report and the software lines it up against the previous one automatically, showing you every item that changed and every item that is gone.
We have been comparing client reports by hand since 2008 — line by line, three bureaus, month after month. It is the most tedious part of credit repair and the easiest place to miss something. Having it done for you is the feature we would want most if we were running our own file.
The software works without it. But if you are going to run more than one round, this is what makes it feel like progress instead of guesswork. Get your reports and monitoring.
Or connect a credit monitoring service and the software imports every derogatory item from all three bureaus in one click. That is the convenience. The real reason to do it is what happens next month: pull a fresh report and the software lines it up against the previous one automatically, showing you every item that changed and every item that is gone.
We have been comparing client reports by hand since 2008 — line by line, three bureaus, month after month. It is the most tedious part of credit repair and the easiest place to miss something. Having it done for you is the feature we would want most if we were running our own file.
The software works without it. But if you are going to run more than one round, this is what makes it feel like progress instead of guesswork. Get your reports and monitoring.
Do I need a paid credit monitoring subscription? +
No. You can type your negative items straight into the software and never pay anyone a monthly fee. Plenty of people do exactly that.
A monitoring service is worth considering for one specific reason, and it is not data entry. Each month you can re-import an updated 3-in-1 report, and the software shows you what changed since last time — which items were altered, and which ones came off your reports entirely. That is how you know your letters are working, and it is what keeps most people going through round two and round three.
Your choice, either way. The $297 is the whole price of the software. Get your reports and monitoring.
A monitoring service is worth considering for one specific reason, and it is not data entry. Each month you can re-import an updated 3-in-1 report, and the software shows you what changed since last time — which items were altered, and which ones came off your reports entirely. That is how you know your letters are working, and it is what keeps most people going through round two and round three.
Your choice, either way. The $297 is the whole price of the software. Get your reports and monitoring.
What devices can I use? +
Any device with a modern browser. A computer makes reviewing and printing your letters easiest.
How long until my letters are ready? +
The software drafts them in seconds once your report is imported. You then review and print them.
Results & disputes
Will this raise my credit score? +
It helps you dispute inaccurate, outdated, or unverifiable items, which is how scores can improve. Results vary depending on what is on your report, and no specific outcome is guaranteed.
How quickly will I see results? +
Once you mail a dispute, the credit bureaus generally have 30 days to investigate. Actual timing varies from person to person.
Should I dispute every item at once? +
Usually not. Sending disputes in rounds and working through items methodically tends to hold up better than challenging everything at once. The software flags everything so you can prioritize.
Can it remove accurate negative items? +
No. Only inaccurate, outdated, or unverifiable information can be challenged. Accurate, verifiable items generally remain on your report.
Is DIY credit repair legal? +
Yes. You have the right to dispute inaccurate information on your own credit reports, and you can do it yourself for free. This software simply makes that process faster and more organized. This is not legal advice.
Support & company
What if I need help? +
Reach BCR Consulting by phone at (866) 540-4192 or by email at info@thedeletionmachine.com.
Who is BCR Consulting? +
BCR Consulting is a credit consulting company in business since 2008, with an A+ BBB rating and membership in the Credit Consultants Association (CCA) and the National Association of Credit Services Organizations (NACSO).
Still have questions?
We're happy to help you decide whether it's right for your situation.
Contact us