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Credit Money Machine, built for personal use

The professional credit repair engine, packaged for fixing your own credit instead of running a credit repair business.

Updated September 2026 · By BCR Consulting

If you searched for Credit Money Machine because you want to fix your own credit, not run a credit repair business, The Deletion Machine is built for you. It's built on the professional Credit Money Machine Web engine, packaged for personal DIY use, for one payment of $297.

What Credit Money Machine is

Credit Money Machine is professional credit repair software that credit repair businesses and consultants use to manage client files. It imports credit reports, identifies negative items, and generates dispute letters at scale. It's built for companies running many client files, with the business features that go with that.

What The Deletion Machine is

The Deletion Machine is DIY personal credit repair software from BCR Consulting, built on the Credit Money Machine Web engine. You get the professional engine's core workflow, set up for your own file:

  • One-click 3-bureau import from a credit monitoring service, or type your items in by hand for free
  • Automatic flagging of every negative item, sorted by type
  • An auto-drafted dispute letter for each item, ready to review and print
  • Round-by-round comparison showing what changed and what came off since your last report
  • Covers you and two other people
  • Web-based, with nothing to install

Which one do you need?

If you…You want
Want to dispute errors on your own reports (and maybe a spouse's or family member's)The Deletion Machine, $297 one time
Are starting or running a credit repair business with paying clientsThe full professional Credit Money Machine platform, sold separately by its developer

Why BCR Consulting built it

BCR Consulting has worked on client credit files since 2008 and holds an A rating with the BBB and memberships in the Credit Consultants Association (CCA) and the National Association of Credit Services Organizations (NACSO). Many people who called us didn't need a monthly service. They needed the same tools we use, without the business overhead. The Deletion Machine is that.

What it doesn't do

It doesn't dispute anything for you, and nobody can legally remove accurate, verifiable information. You review what's flagged, decide what to challenge, and mail your own letters. That keeps you in control and keeps the cost to a single payment. The software handles the tedious part.

Let the software do the tedious part.

The Deletion Machine flags every negative item on your three reports and drafts the matching dispute letter for each one. One payment of $297 for a 2-year license, with a 30-day money-back guarantee.

Order the software, $297 See what's inside

Next steps

More free guides

Ready to run your own disputes?

One payment, a full 2-year license, and the tools are yours.

Order The Deletion Machine, $297

Have questions? Read the FAQ →